Maryland (Greater DC and Baltimore regions)

• Anne Arundel
  • 2019 Affordable Housing Study for Anne Arundel County 
• Baltimore County 
  • Baltimore Metropolitan Council
  • Baltimore Regional Housing Partnership
• City of Baltimore 
  • Affordable Housing Inventory
• Carroll County 
• Charles County 
  • Affordable Housing Study
• Frederick County 
• City of Frederick Fair Housing Study for Community Block Grant
• Housing Opportunities Commission
• Harford County 
  • Using CBDG and HOME  Investment Funds:
    • https://www.harfordcountymd.gov/DocumentCenter/View/16059/FY21-25-Consolidated-Plan
    • https://www.harfordcountymd.gov/DocumentCenter/View/16893/DRAFT-FOR-WEBSITE-11-18-2020
• Howard County
• 2019 Study, Strategies 
• Montgomery County 
  • MC Atlas
  • MC Atlas DevFinder
  • Housing Opportunities Commission
  • Affordable Housing Study and Recommendations:
    • https://montgomeryplanning.org/wp-content/uploads/2017/07/RHS_Strategy-Document.pdf
    • https://montgomeryplanning.org/wp-content/uploads/2017/09/FinalTechnicalDocument.pdf
    • https://montgomeryplanning.org/wp-content/uploads/2020/11/200914-Montgomery-County-Preservation-Study.pdf
• Prince George’s
  • Proposed New Zone Comparison Map
  • PG Atlas
  • Housing Opportunities for All
• Saint Mary’s County

Virginia (Greater DC)

• Arlington County 
  • Missing Middle Housing Study
• City of Alexandria 
  • CY21 Consolidated Plan
• Fairfax County 
  • Housing Strategic Plan 2018
  • 2020-2021 One Year Action Plan
• Loudoun County 
  • Housing Needs 2015-2040
  • Comprehensive Plan through December 2020
• Prince William County 
  • Housing Market Analysis
• Stafford County 
  • A sustainable Future 2016

Washington, DC

• DC HFA (Housing Finance Agency)
• DC financing programs
• DHCD (Department of Housing and Community Development)
• DC LIHTC info page  
• DC 9% pipeline
• Housing Production Fund 
• Housing Preservation Fund

Maryland

• 2022 Income Limits (by AMI)
• 2022 Income Limits (by MSA)
• DHCD (Department of Housing and Community Development)
  • Document Library
• 2022 9% & RHPF Awards 
• Area of Opportunity Map 
• Maryland Mortgage Mapper
• Maryland Housing Needs Assessment 
• Rental Housing Works 

Virginia

• VHDA (Virginia Housing Development Authority) 
• Virginia information page 

Resources

• Opportunity Zone and NMTC Map (CohnReznick)
• QCT and DDA Map (HUD)
• HUD LIHTC Database

Project Based Section 8

• Project Based Section 8 housing is a government-funded program that provides rental housing to low-income households in privately owned and managed rental units. The subsidy stays with the building; when you move out, you no longer have the rental assistance. Most unit rental cost will be 30% of your household adjusted gross income. There may be a variety of housing types available through this program including single-family homes, townhomes, or apartments.

Housing Choice Vouchers

• The housing choice voucher program is the federal government’s major program for assisting very low-income families, the elderly, and the disabled to afford decent, safe, and sanitary housing in the private market. Since housing assistance is provided on behalf of the family or individual, participants are able to find their own housing, including single-family homes, townhouses and apartments.
• The participant is free to choose any housing that meets the requirements of the program and is not limited to units located in subsidized housing projects.
• Housing choice vouchers are administered locally by public housing agencies (PHAs). The PHAs receive federal funds from the U.S. Department of Housing and Urban Development (HUD) to administer the voucher program.
• A family that is issued a housing voucher is responsible for finding a suitable housing unit of the family’s choice where the owner agrees to rent under the program. This unit may include the family’s present residence. Rental units must meet minimum standards of health and safety, as determined by the PHA.
• A housing subsidy is paid to the landlord directly by the PHA on behalf of the participating family. The family then pays the difference between the actual rent charged by the landlord and the amount subsidized by the program. Under certain circumstances, if authorized by the PHA, a family may use its voucher to purchase a modest home.

In addition, there are some other federal and state programs to supplement LIHTC or be used as a standalone program to bridge the gap.

• The Home Program: Home Investment Partnerships
  • www.hud.gov/hudprograms/home-program
• Section 108 Loan Guarantee Program
  • www.hudexchange.info/programs/section-108/

An Introduction to the Low-Income Housing Tax Credit (LIHTC) https://fas.org/sgp/crs/misc/RS22389.pdf

LIHTCs are federal tax incentives given to the states who then award developers these credits for projects that meet certain criteria as outlined by both the state and federal government. Developers, once awarded, will then go and market these tax credits to investors who will then purchase them in exchange for offsetting taxes otherwise owed over a ten year period. The developer can then use the funding provided from the tax credit investors as equity. However, the disbursement of the tax credit funding is subject to negotiation between developer and investor and in most cases, the bulk is only distributed upon stabilization because the credits are not officially awarded until the project is up and running and has received a Form 8609.